A bit ago I posted about a potential opportunity to switch to my husband's insurance and have 4 more IVF cycles covered. I inquired with his insurance company, and learned the following:
"Under Illinois Law, we cover 4 oocyte retrievals in a lifetime. This means that when a patient comes to us, we will hold the first claim and ask the provider for additional information - how many prior retrievals has she had in her lifetime. We count those towards her 4 total, regardless of how they were paid for."
So, the dream is over. Two more IVF cycles for me before we have to make some really hard decisions and open our wallets for our baby making adventures. I hope it doesn't come to that.